SME 360 Overview

Lumen Café & Bakery

Food service · Northbridge · 6 year(s) operating · Tax status: Compliant

Illustrative Demo Data

Avg monthly sales (3m)

47,133 ₼

Sales trend vs prior 3m

+0.9%

Revenue stability (CV)

7.0%

Returns rate

1.2%

State Tax Service · fiscal receipts

Observed

Summary

Inferred

85Strong

Stability

Trend

History

100

Tax

100

Data

Weighted demonstration index, not an Experian score.

Signals

Clear

No warning rules triggered.

Lender view

Ready for Pre-Assessment

1 document(s) outstanding · Credit Risk pending lender outcome validation.

Presenter flow

Three separate assessments with reason codes — Business Health, Credit Risk, Affordability.

Simulate deteriorating conditions and watch transparent rules respond.

Lender-readiness checklist and an exportable passport preview.