Use case 03
Financing Readiness & Credit Passport
Is this merchant's evidence pack ready for a lender's pre-assessment? No approvals, limits or offers are shown.
Illustrative Demo Data
Lender view
Readiness checklist
Identity verificationVerified via State Tax Service registrationObserved
Fiscal transaction history12 months of fiscal receipts availableObserved
Bureau coverageAKB file foundObserved
Business Health85/100 · StrongInferred
Credit Risk availabilityPending lender outcome validationRecommended
Affordability evidenceIndicative only — bank data not connectedInferred
Missing documents1 outstandingObserved
Data freshness & completeness94% complete · STS synced 2 days agoObserved
Outcome
Readiness status
Manual Review — any High warning, tax arrears, or Business Health < 45.
Additional Evidence Required — identity unverified or 2+ failed checks.
Ready for Pre-Assessment — otherwise.
Next steps
Missing documents
- Bank statements (6 months)