Receptapp SME Intelligence
Receptapp × Experian · Customer demonstration
Merchant
Use case 02

Early Warning & Cash-Flow Intelligence

Move the controls to simulate synthetic scenarios. Every warning is produced by a published threshold rule — no machine-learning model is implied.

Illustrative Demo Data
Simulation

Scenario controls

Sales deterioration+0% over 3 months
Increasing returns+0 pp
Revenue volatility+0% swing
Rising debt-service burden+0%
Tax compliance change

Changes propagate to Risk Score and Financing Readiness.

Cash-flow view

Simulated vs observed sales

Clear
Debt service / op. cash
28%
Monthly debt service
1,800 ₼
Est. operating cash
6,519 ₼
Sales deterioration
Clear
Inferred Confidence 93%
  • • Recent sales +0.9% vs prior quarter
  • • Latest month: 47,900 ₼
Increasing returns
Clear
Inferred Confidence 93%
  • • Returns rate 1.2% of gross sales
  • • Baseline 1.2%
Revenue volatility
Clear
Inferred Confidence 93%
  • • Coefficient of variation 7.0%
  • • Range 38,900 ₼ – 48,100 ₼
Rising debt-service burden
Clear
Inferred Confidence 93%
  • • Debt service 1,800 ₼/month
  • • 27.6% of estimated operating cash
  • • 1 AKB enquiries in 6 months
Tax compliance change
Clear
Inferred Confidence 93%
  • • State Tax Service status: Compliant
Explainable Risk ScoreNext: Financing Readiness