Provenance
Evidence & Data Sources
Where every value comes from — and which sources are not yet connected or are proposed future integrations.
Illustrative Demo Data
AvailableNot connectedProposed
Official fiscal and registration records
State Tax Service
| Field | Status | Used in |
|---|---|---|
| Business identity | Available | Identity verification |
| Registered activity | Available | Passport, sector context |
| Sales (fiscal receipts) | Available | Health, trends, warnings |
| Returns | Available | Returns warning, affordability |
| Tax & compliance status | Available | Health BH-04, tax warning |
Bureau enquiries and obligations
AKB (credit bureau)
| Field | Status | Used in |
|---|---|---|
| Enquiries | Available | Debt warning signals |
| Outstanding obligations | Available | Affordability |
| Monthly payment burden | Available | Debt-service ratio |
Merchant business management platform
Receptapp
| Field | Status | Used in |
|---|---|---|
| Business performance | Available | Overview KPIs |
| Forecasting | Available | Follow-up actions |
| Accounting (operating margin) | Available | Affordability AF-02 |
Conditional — requires merchant consent
Bank transactions
| Field | Status | Used in |
|---|---|---|
| Cash balances & flows | Not connected | Affordability evidence |
Conditional — e-invoicing integration
Invoice payment dates
| Field | Status | Used in |
|---|---|---|
| Receivable / payable timing | Proposed | Cash-flow intelligence |
Conditional — needed to validate a credit risk model
Lender repayment outcomes
| Field | Status | Used in |
|---|---|---|
| Repayment performance | Proposed | Credit Risk; Lender-confirmed labels |
Legend
Explainability labels
- Observed — taken directly from a connected source record.
- Inferred — derived by a transparent demonstration rule.
- Recommended — a suggested action or required input.
- Lender-confirmed — backed by a real lender record. None exist in this demo.